Terms and Conditions

Effective Date: 01.01.2026

1. Scope of Application

These Terms and Conditions (hereinafter “Terms”) apply to the use of the “Swoin” platform (hereinafter “Platform”) operated by Swoin.io (hereinafter “Provider”).

2. Service Description

Swoin is a subscription-based developer partnership platform that enables:

Subscription-based financial support for open-source and closed-source software projects
Access to exclusive content, developer discussions, and behind-the-scenes insights
Votes via “Innovation Tokens”
Feature voting through “Innovation Tokens” usage and direct roadmap influence
Direct communication between developers and subscribers

3. User Roles

3.1 Developers/Project Owners

Can present software projects and development roadmaps
Can request payouts of received funds
Subject to payout conditions (see Payouts section)

3.2 Supporters

Can purchase Innovation Tokens and use them for feature voting
Can set up subscriptions for automatic monthly support
Used tokens are considered donations and become property of the project owner

4. Innovation Tokens

All votings are processed via Innovation Tokens
Tokens can be purchased with fiat currency via Stripe
Once used, tokens are non-refundable
Innovation Tokens (InTo) cannot be withdrawn as cash or converted to money
Saved InTo can only be used for voting on features within the platform

5. Payments and Fees

The platform retains a 7% platform fee on every subscription payment
Payment processing via Stripe
Payouts are subject to fees and will be charged in accordance with Stripe’s then-current pricing, in addition to the platform fee.
Minimum payout amount: 50€

6. Payouts

6.1 Payout Requirements

Minimum Amount

Minimum payout amount: €50
Payouts can only be requested with a minimum amount of €50.

Platform Fee

Platform fee: 10%
A platform fee of 10% is deducted from all earnings.

6.2 Payout Process

Application

Payouts must be requested through the Stripe dashboard
All pending payout requests are visible in the payout section

6.3 Payment Methods

SEPA Transfer

Standard payout method is SEPA transfer
Valid IBAN required

6.4 Taxes and Fees

Self-Responsibility

Tax treatment is the user responsibility
Swoin does not provide tax advice

6.5 Changes to Payout Terms

Changes to payout terms will be communicated in advance
Continued usage constitutes agreement to modified terms

7. Liability

The liability of the platform for slight negligence is limited to the amount of platform fees (excluding payout fees from third-party providers such as Stripe) received in the 12 months preceding the damage event. Excluded are damages arising from intent, gross negligence, injury to life, body, or health, as well as delays in processing. Indirect damages (e.g., lost profits, data loss) and liability for third-party providers (e.g., Stripe, Hetzner) are excluded. The platform is not liable for service disruptions caused by hosting providers or payment service providers.

8. Privacy

Processing of personal data is carried out in accordance with our Privacy Policy.

9. Final Provisions

(1) Should any provision of these Terms and Conditions be or become wholly or partially invalid or unenforceable, the validity of the remaining provisions shall remain unaffected. The parties undertake to replace the invalid provision with a valid one that comes closest to the economic purpose of the invalid provision. (2) German law shall apply exclusively, excluding the UN Convention on Contracts for the International Sale of Goods. If the user is a merchant, the registered office of the platform shall be the exclusive place of jurisdiction for all disputes arising from this agreement. (3) Amendments to these Terms and Conditions must be made in writing. This also applies to this written form clause.

Legal Terms